{"id":989136,"date":"2023-10-27T00:00:00","date_gmt":"2023-10-27T05:00:00","guid":{"rendered":"https:\/\/cgestiona.com\/?p=989136"},"modified":"2026-05-15T00:18:58","modified_gmt":"2026-05-15T05:18:58","slug":"que-es-la-jubilacion-anticipada-ordinaria","status":"publish","type":"post","link":"https:\/\/cgestiona.com\/en\/que-es-la-jubilacion-anticipada-ordinaria\/","title":{"rendered":"\u00bfQu\u00e9 es la Jubilaci\u00f3n Anticipada Ordinaria?"},"content":{"rendered":"
\n

La JAO es una opci\u00f3n para los trabajadores peruanos que desean jubilarse antes de los 65 a\u00f1os de edad.<\/p>\n

La Jubilaci\u00f3n Anticipada Ordinaria (JAO) es un r\u00e9gimen que permite a los trabajadores peruanos jubilarse antes de los 65 a\u00f1os de edad, siempre que cumplan con ciertos requisitos. Este r\u00e9gimen tambi\u00e9n se conoce como R\u00e9gimen Especial de Jubilaci\u00f3n Anticipada por Desempleo (REJA).<\/p>\n

Requisitos para acceder a la JAO<\/h2>\n

Para acceder a la JAO, los trabajadores deben cumplir con los siguientes requisitos:<\/p>\n

Tener 55 a\u00f1os de edad cumplidos.<\/p>\n

Tener 30 a\u00f1os de aportes al Sistema Privado de Pensiones (SPP).<\/p>\n

Estar en condici\u00f3n de desempleo.<\/p>\n

C\u00e1lculo de la pensi\u00f3n<\/h3>\n

El monto de la pensi\u00f3n de la JAO se calcula de acuerdo a la siguiente f\u00f3rmula:<\/p>\n

Pensi\u00f3n = (1\/12) * (RMV * A1 * A2) \/ (N * 100)<\/p>\n

Donde:<\/p>\n

Pensi\u00f3n: Monto de la pensi\u00f3n.<\/p>\n

RMV: Remuneraci\u00f3n M\u00ednima Vital vigente al momento de la jubilaci\u00f3n.<\/p>\n

A1: Aportes al SPP realizados durante los \u00faltimos 12 meses.<\/p>\n

A2: Aportes al SPP realizados antes de los \u00faltimos 12 meses.<\/p>\n

N: Total de a\u00f1os de aportes al SPP.<\/p>\n

\u00bfC\u00f3mo solicitar la JAO?<\/h3>\n

Para solicitar la JAO, los trabajadores deben presentar una solicitud ante la AFP en la que acrediten que cumplen con los requisitos establecidos. La AFP evaluar\u00e1 la solicitud y, si cumple con los requisitos, emitir\u00e1 una resoluci\u00f3n denegatoria o favorable.<\/p>\n

Ventajas y desventajas de la JAO<\/h3>\n

La JAO tiene algunas ventajas y desventajas que los trabajadores deben considerar antes de solicitarla.<\/p>\n

Ventajas:<\/h3>\n

Permite a los trabajadores jubilarse antes de los 65 a\u00f1os de edad.<\/p>\n

Puede brindar un mayor ingreso mensual que el seguro de desempleo.<\/p>\n

Desventajas:<\/h3>\n

La pensi\u00f3n es menor que la pensi\u00f3n de jubilaci\u00f3n ordinaria.<\/p>\n

El trabajador debe cumplir con los requisitos establecidos para acceder a la JAO.<\/p>\n

Recomendaciones<\/h3>\n

Antes de solicitar la JAO, los trabajadores deben:<\/p>\n

Calcular el monto de su pensi\u00f3n para asegurarse de que sea suficiente para cubrir sus necesidades.<\/p>\n

Consultar con un asesor previsional para obtener informaci\u00f3n sobre los requisitos y las implicaciones de la JAO.<\/p>\n

+ PALABRAS: 316<\/p>\n

Jubilaci\u00f3n Anticipada Ordinaria, JAO Per\u00fa, R\u00e9gimen Especial de Jubilaci\u00f3n Anticipada por Desempleo<\/p>\n\n\n\n
COPY PARA COMPARTIR ART\u00cdCULO EN FACEBOOK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00bfQuieres jubilarte antes de los 65 a\u00f1os? \u00a1La Jubilaci\u00f3n Anticipada Ordinaria es una opci\u00f3n para ti! Conoce los requisitos y calcula tu pensi\u00f3n \u27a1\ufe0f<\/p>\n

#jubilaci\u00f3n #jubilaci\u00f3nanticipada #JAO #Per\u00fa<\/p>\n

\u00bfQu\u00e9 es la Jubilaci\u00f3n Anticipada Ordinaria?<\/p>\n<\/div>\n

<\/p>","protected":false},"excerpt":{"rendered":"

La JAO es una opci\u00f3n para los trabajadores peruanos que desean jubilarse antes de los 65 a\u00f1os de edad.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[46],"tags":[60,47,42],"class_list":["post-989136","post","type-post","status-publish","format-standard","hentry","category-afp","tag-60","tag-afp","tag-peru"],"yoast_head":"\n\u00bfQu\u00e9 es la Jubilaci\u00f3n Anticipada Ordinaria?<\/title>\n<meta name=\"description\" content=\"La JAO es una opci\u00f3n para los trabajadores peruanos que desean jubilarse antes de los 65 a\u00f1os de edad.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cgestiona.com\/en\/que-es-la-jubilacion-anticipada-ordinaria\/\" \/>\n<meta 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