{"id":989130,"date":"2023-08-02T00:00:00","date_gmt":"2023-08-02T05:00:00","guid":{"rendered":"https:\/\/cgestiona.com\/?p=989130"},"modified":"2026-05-15T00:18:35","modified_gmt":"2026-05-15T05:18:35","slug":"que-es-el-programa-impulso-myperu","status":"publish","type":"post","link":"https:\/\/cgestiona.com\/en\/que-es-el-programa-impulso-myperu\/","title":{"rendered":"\u00bfQu\u00e9 es el programa Impulso MYPER\u00da?"},"content":{"rendered":"
\n

El programa Impulso MYPER\u00da incluye un mecanismo de incentivo denominado "Bono de Buen Pagador" que premia el cumplimiento del pago oportuno por parte de las MYPE.<\/p>\n

Alrededor de 140 mil micro y peque\u00f1as empresas (MYPE) de diversas actividades econ\u00f3micas en todo el pa\u00eds se ver\u00e1n favorecidas por el programa "Impulso MYPERU". El objetivo principal de este programa es facilitar el acceso al financiamiento para las MYPE.<\/p>\n

Para lograr esto, el Gobierno Nacional ha decidido otorgar hasta S\/ 2,000 millones en garant\u00edas a las entidades financieras. Se estima que gracias a estas garant\u00edas, se colocar\u00e1n cr\u00e9ditos por un total de S\/ 2,168 millones destinados a las MYPE.<\/p>\n

Un componente destacado del programa "Impulso MYPERU" es el mecanismo del "Bono de Buen Pagador", dise\u00f1ado para premiar a aquellas empresas que demuestren una cultura s\u00f3lida de pago oportuno. Con este bono, se busca reconocer y fomentar el cumplimiento puntual de las obligaciones financieras por parte de las MYPE.<\/p>\n

Este enfoque integral del programa tiene como prop\u00f3sito fortalecer y apoyar el crecimiento del sector de micro y peque\u00f1as empresas en el pa\u00eds. Al proporcionarles un acceso m\u00e1s sencillo al financiamiento, se busca impulsar su desarrollo econ\u00f3mico y contribuir al progreso y bienestar general de la naci\u00f3n.<\/p>\n

MYPEs que pueden acceder al programa<\/h3>\n

Micro y peque\u00f1as empresas de todos los sectores productivos.<\/p>\n

Empresas con clasificaci\u00f3n crediticia "Normal" o "Con Problemas Potenciales".<\/p>\n

Empresas sin historial ni calificaci\u00f3n crediticia previa.<\/p>\n

Entidades financieras.<\/p>\n

Cooperativas de Ahorro y Cr\u00e9dito (COOPAC).<\/p>\n

Conoce m\u00e1s el programa Impulso MYPER\u00da<\/h3>\n

El Estado ha asignado un monto significativo de S\/ 2,000 millones con el prop\u00f3sito de asegurar cr\u00e9ditos que est\u00e1n destinados a cubrir diversas necesidades empresariales, tales como capital de trabajo, adquisici\u00f3n de activo fijo y\/o consolidaci\u00f3n de deuda para las micro y peque\u00f1as empresas (MYPE).<\/p>\n

La asignaci\u00f3n de garant\u00edas para estos cr\u00e9ditos se realizar\u00e1 conforme a las siguientes condiciones: Para montos de hasta S\/ 30,000, se otorgar\u00e1 una garant\u00eda del 98%. Mientras que, para montos que oscilen entre S\/ 30,001 y S\/ 90,000, la garant\u00eda ser\u00e1 del 90%.<\/p>\n

El plazo m\u00e1ximo para el pago de estos cr\u00e9ditos ser\u00e1 de hasta 5 a\u00f1os, brindando a las MYPE un per\u00edodo de tiempo razonable para cumplir con sus obligaciones. Adem\u00e1s, se ha incluido un periodo de gracia de hasta 12 meses, durante el cual las micro y peque\u00f1as empresas solo pagar\u00e1n los intereses. Esto les permitir\u00e1 contar con mayor liquidez en ese per\u00edodo, lo que sin duda ser\u00e1 un alivio y una oportunidad para reforzar su capacidad financiera.<\/p>\n

Con estas medidas, el Estado busca apoyar y fortalecer a las MYPE en el pa\u00eds, facilitando su acceso al financiamiento y brindando condiciones favorables para su desarrollo y crecimiento. La inyecci\u00f3n de capital y la flexibilidad en los pagos contribuir\u00e1n a impulsar la econom\u00eda y fomentar un ambiente propicio para el emprendimiento y el progreso empresarial.<\/p>\n

+ PALABRAS: 442<\/p>\n

Impulso MYPERU, programa social, Perpu<\/p>\n\n\n\n
COPY PARA COMPARTIR ART\u00cdCULO EN FACEBOOK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00a1Impulso MYPERU impulsa tu negocio! Si eres una micro o peque\u00f1a empresa, este programa te brinda acceso m\u00e1s f\u00e1cil al financiamiento con garant\u00edas del Gobierno Nacional.<\/p>\n

No pierdas esta oportunidad de crecer y fortalecer tu empresa.<\/p>\n

#ImpulsoMYPERU #MYPE #Emprendimiento #DesarrolloEcon\u00f3mico<\/p>\n

\u00bfQu\u00e9 es el programa Impulso MYPER\u00da?<\/p>\n<\/div>\n

<\/p>","protected":false},"excerpt":{"rendered":"

El programa Impulso MYPER\u00da incluye un mecanismo de incentivo denominado \u00abBono de Buen Pagador\u00bb que premia el cumplimiento del pago oportuno por parte de las MYPE.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[40],"tags":[60,41,42],"class_list":["post-989130","post","type-post","status-publish","format-standard","hentry","category-empresas-y-mype","tag-60","tag-empresas-y-mype","tag-peru"],"yoast_head":"\n\u00bfQu\u00e9 es el programa Impulso MYPER\u00da?<\/title>\n<meta name=\"description\" content=\"El programa Impulso MYPER\u00da incluye un mecanismo de incentivo denominado "Bono de Buen Pagador" que premia el cumplimiento del pago oportuno por parte de\u2026\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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