{"id":989118,"date":"2023-05-29T00:00:00","date_gmt":"2023-05-29T05:00:00","guid":{"rendered":"https:\/\/cgestiona.com\/?p=989118"},"modified":"2026-05-15T00:17:45","modified_gmt":"2026-05-15T05:17:45","slug":"impulso-myperu-garantia-para-creditos-a-mypes","status":"publish","type":"post","link":"https:\/\/cgestiona.com\/en\/impulso-myperu-garantia-para-creditos-a-mypes\/","title":{"rendered":"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes"},"content":{"rendered":"
\n

Las empresas ser\u00e1n beneficiadas con el Programa Impulso MYPERU. Los cr\u00e9ditos tendr\u00e1n coberturas de hasta el 98% y plazos de pago de 12 a 60 meses.<\/p>\n

La Ley N\u00b0 31658 fue impulsada por el Ministerio de Econom\u00eda y Finanzas (MEF) y contempla la Ley que crea el Programa Impulso Empresarial Mype. Con esta normativa el Gobierno pretende disponer de hasta 2 mil millones de soles para el otorgamiento de garant\u00edas del Estado con la finalidad de que las micro y peque\u00f1as empresas puedan acceder a cr\u00e9ditos en las Entidades del Sistema Financiero y las Cooperativas de Ahorro y Cr\u00e9dito.<\/p>\n

El Ministerio de Econom\u00eda y Finanzas ha revelado datos prometedores sobre el Programa Impulso MYPERU, el cual se espera que beneficie a aproximadamente 140 mil micro y peque\u00f1as empresas en todo el pa\u00eds.<\/p>\n

\u00bfQu\u00e9 dice el reglamento?<\/h3>\n

El reglamento operativo de este programa establece que las garant\u00edas emitidas solo respaldar\u00e1n a los proveedores de fondos, es decir, a las Entidades del Sistema Financiero (ESF) y a la Cooperativas de Ahorro y Cr\u00e9dito (COOPAC), cuyos recursos se utilizar\u00e1n para otorgar cr\u00e9ditos con los siguientes porcentajes de cobertura:<\/p>\n

Cr\u00e9ditos de hasta S\/30,000 contar\u00e1n con una cobertura del 98% por deudor.<\/p>\n

Cr\u00e9ditos desde S\/30,001 hasta S\/90,000 tendr\u00e1n una cobertura del 90% por deudor.<\/p>\n

El plazo para otorgar cr\u00e9ditos respaldados por Impulso MYPERU se extiende hasta el 31 de diciembre de 2023. Las garant\u00edas se asignar\u00e1n seg\u00fan las ofertas presentadas por las ESF o COOPAC en las subastas organizadas por COFIDE, con el objetivo de establecer tasas de inter\u00e9s m\u00e1s bajas que las ofrecidas por el sistema financiero o convencional, en beneficio de las Mypes.<\/p>\n

El programa se aplica a las micro y peque\u00f1as empresas de todos los sectores econ\u00f3micos, las cu\u00e1les ser\u00e1n evaluadas por las ESF y COOPAC seg\u00fan los siguientes criterios de elegibilidad:<\/p>\n

Tener al menos 90% de sus operaciones clasificadas como \u201cNormal\u201d o \u201cCPP\u201d (Cr\u00e9ditos con Problemas Potenciales) y, en caso de no contar con una clasificaci\u00f3n de riesgo.<\/p>\n

La Mype debe haber mantenido una clasificaci\u00f3n \u201cNormal\u201d en los 12 meses anteriores a la solicitud de cr\u00e9dito.<\/p>\n

Los cr\u00e9ditos respaldados deben tener un plazo de pago igual o superior a 12 meses, pudiendo extenderse hasta 60 meses. Adem\u00e1s, se establece un per\u00edodo de gracia que no puede ser inferior a 6 meses ni superior a 12 meses.<\/p>\n

Con el Programa Impulso MYPERU se busca dar un impulso significativo a las micro y peque\u00f1as empresas en todo el pa\u00eds, fomentando su crecimiento y desarrollo econ\u00f3mico, esta iniciativa permitir\u00e1 que miles de Mypes accedan a financiamiento con tasas de inter\u00e9s favorables, fortaleciendo as\u00ed su capacidad para expandirse, invertir y generar empleo en beneficio de la econom\u00eda nacional.<\/p>\n

+ PALABRAS: 417<\/p>\n

Cr\u00e9ditos a Mypes, Mypes, Impulso MYPERU<\/p>\n\n\n\n
COPY PARA COMPARTIR ART\u00cdCULO EN FACEBOOK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Impulsa tu MYPE con el Programa MYPERU. No pierdas esta oportunidad \u00fanica para fortalecer tu micro o peque\u00f1a empresa.<\/p>\n

Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a mypes<\/p>\n<\/div>\n

<\/p>","protected":false},"excerpt":{"rendered":"

Las empresas ser\u00e1n beneficiadas con el Programa Impulso MYPERU. Los cr\u00e9ditos tendr\u00e1n coberturas de hasta el 98% y plazos de pago de 12 a 60 meses.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[40],"tags":[60,41,42],"class_list":["post-989118","post","type-post","status-publish","format-standard","hentry","category-empresas-y-mype","tag-60","tag-empresas-y-mype","tag-peru"],"yoast_head":"\nImpulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes<\/title>\n<meta name=\"description\" content=\"Las empresas ser\u00e1n beneficiadas con el Programa Impulso MYPERU. Los cr\u00e9ditos tendr\u00e1n coberturas de hasta el 98% y plazos de pago de 12 a 60 meses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cgestiona.com\/en\/impulso-myperu-garantia-para-creditos-a-mypes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes\" \/>\n<meta property=\"og:description\" content=\"Las empresas ser\u00e1n beneficiadas con el Programa Impulso MYPERU. Los cr\u00e9ditos tendr\u00e1n coberturas de hasta el 98% y plazos de pago de 12 a 60 meses.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cgestiona.com\/en\/impulso-myperu-garantia-para-creditos-a-mypes\/\" \/>\n<meta property=\"og:site_name\" content=\"C Gestiona\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-29T05:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-15T05:17:45+00:00\" \/>\n<meta name=\"author\" content=\"gerencia@cgestiona.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"gerencia@cgestiona.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cgestiona.com\\\/impulso-myperu-garantia-para-creditos-a-mypes\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cgestiona.com\\\/impulso-myperu-garantia-para-creditos-a-mypes\\\/\"},\"author\":{\"name\":\"gerencia@cgestiona.com\",\"@id\":\"https:\\\/\\\/cgestiona.com\\\/#\\\/schema\\\/person\\\/657e41a5f3f2452b024074d9056d7fb1\"},\"headline\":\"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes\",\"datePublished\":\"2023-05-29T05:00:00+00:00\",\"dateModified\":\"2026-05-15T05:17:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cgestiona.com\\\/impulso-myperu-garantia-para-creditos-a-mypes\\\/\"},\"wordCount\":523,\"publisher\":{\"@id\":\"https:\\\/\\\/cgestiona.com\\\/#organization\"},\"keywords\":[\"2023\",\"Empresas y MYPE\",\"Per\u00fa\"],\"articleSection\":[\"Empresas y MYPE\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cgestiona.com\\\/impulso-myperu-garantia-para-creditos-a-mypes\\\/\",\"url\":\"https:\\\/\\\/cgestiona.com\\\/impulso-myperu-garantia-para-creditos-a-mypes\\\/\",\"name\":\"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cgestiona.com\\\/#website\"},\"datePublished\":\"2023-05-29T05:00:00+00:00\",\"dateModified\":\"2026-05-15T05:17:45+00:00\",\"description\":\"Las empresas ser\u00e1n beneficiadas con el Programa Impulso MYPERU. Los cr\u00e9ditos tendr\u00e1n coberturas de hasta el 98% y plazos de pago de 12 a 60 meses.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cgestiona.com\\\/impulso-myperu-garantia-para-creditos-a-mypes\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cgestiona.com\\\/impulso-myperu-garantia-para-creditos-a-mypes\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cgestiona.com\\\/impulso-myperu-garantia-para-creditos-a-mypes\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/cgestiona.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cgestiona.com\\\/#website\",\"url\":\"https:\\\/\\\/cgestiona.com\\\/\",\"name\":\"C Gestiona\",\"description\":\"Sitio web oficial\",\"publisher\":{\"@id\":\"https:\\\/\\\/cgestiona.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cgestiona.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cgestiona.com\\\/#organization\",\"name\":\"C Gestiona\",\"url\":\"https:\\\/\\\/cgestiona.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cgestiona.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cgestiona.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/logo-cgestiona-color-img.png\",\"contentUrl\":\"https:\\\/\\\/cgestiona.com\\\/wp-content\\\/uploads\\\/2025\\\/03\\\/logo-cgestiona-color-img.png\",\"width\":935,\"height\":452,\"caption\":\"C Gestiona\"},\"image\":{\"@id\":\"https:\\\/\\\/cgestiona.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cgestiona.com\\\/#\\\/schema\\\/person\\\/657e41a5f3f2452b024074d9056d7fb1\",\"name\":\"gerencia@cgestiona.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cgestiona.com\\\/wp-content\\\/litespeed\\\/avatar\\\/2389aa901829a01dc2bd514df0f435ad.jpg?ver=1778564243\",\"url\":\"https:\\\/\\\/cgestiona.com\\\/wp-content\\\/litespeed\\\/avatar\\\/2389aa901829a01dc2bd514df0f435ad.jpg?ver=1778564243\",\"contentUrl\":\"https:\\\/\\\/cgestiona.com\\\/wp-content\\\/litespeed\\\/avatar\\\/2389aa901829a01dc2bd514df0f435ad.jpg?ver=1778564243\",\"caption\":\"gerencia@cgestiona.com\"},\"sameAs\":[\"http:\\\/\\\/cgestiona.com\"],\"url\":\"https:\\\/\\\/cgestiona.com\\\/en\\\/author\\\/gerenciacgestiona-com\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes","description":"Las empresas ser\u00e1n beneficiadas con el Programa Impulso MYPERU. Los cr\u00e9ditos tendr\u00e1n coberturas de hasta el 98% y plazos de pago de 12 a 60 meses.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cgestiona.com\/en\/impulso-myperu-garantia-para-creditos-a-mypes\/","og_locale":"en_US","og_type":"article","og_title":"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes","og_description":"Las empresas ser\u00e1n beneficiadas con el Programa Impulso MYPERU. Los cr\u00e9ditos tendr\u00e1n coberturas de hasta el 98% y plazos de pago de 12 a 60 meses.","og_url":"https:\/\/cgestiona.com\/en\/impulso-myperu-garantia-para-creditos-a-mypes\/","og_site_name":"C Gestiona","article_published_time":"2023-05-29T05:00:00+00:00","article_modified_time":"2026-05-15T05:17:45+00:00","author":"gerencia@cgestiona.com","twitter_card":"summary_large_image","twitter_misc":{"Written by":"gerencia@cgestiona.com","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cgestiona.com\/impulso-myperu-garantia-para-creditos-a-mypes\/#article","isPartOf":{"@id":"https:\/\/cgestiona.com\/impulso-myperu-garantia-para-creditos-a-mypes\/"},"author":{"name":"gerencia@cgestiona.com","@id":"https:\/\/cgestiona.com\/#\/schema\/person\/657e41a5f3f2452b024074d9056d7fb1"},"headline":"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes","datePublished":"2023-05-29T05:00:00+00:00","dateModified":"2026-05-15T05:17:45+00:00","mainEntityOfPage":{"@id":"https:\/\/cgestiona.com\/impulso-myperu-garantia-para-creditos-a-mypes\/"},"wordCount":523,"publisher":{"@id":"https:\/\/cgestiona.com\/#organization"},"keywords":["2023","Empresas y MYPE","Per\u00fa"],"articleSection":["Empresas y MYPE"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/cgestiona.com\/impulso-myperu-garantia-para-creditos-a-mypes\/","url":"https:\/\/cgestiona.com\/impulso-myperu-garantia-para-creditos-a-mypes\/","name":"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes","isPartOf":{"@id":"https:\/\/cgestiona.com\/#website"},"datePublished":"2023-05-29T05:00:00+00:00","dateModified":"2026-05-15T05:17:45+00:00","description":"Las empresas ser\u00e1n beneficiadas con el Programa Impulso MYPERU. Los cr\u00e9ditos tendr\u00e1n coberturas de hasta el 98% y plazos de pago de 12 a 60 meses.","breadcrumb":{"@id":"https:\/\/cgestiona.com\/impulso-myperu-garantia-para-creditos-a-mypes\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cgestiona.com\/impulso-myperu-garantia-para-creditos-a-mypes\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/cgestiona.com\/impulso-myperu-garantia-para-creditos-a-mypes\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/cgestiona.com\/"},{"@type":"ListItem","position":2,"name":"Impulso MYPERU: Garant\u00eda para cr\u00e9ditos a Mypes"}]},{"@type":"WebSite","@id":"https:\/\/cgestiona.com\/#website","url":"https:\/\/cgestiona.com\/","name":"C Gestiona","description":"Sitio web oficial","publisher":{"@id":"https:\/\/cgestiona.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cgestiona.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cgestiona.com\/#organization","name":"C Gestiona","url":"https:\/\/cgestiona.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cgestiona.com\/#\/schema\/logo\/image\/","url":"https:\/\/cgestiona.com\/wp-content\/uploads\/2025\/03\/logo-cgestiona-color-img.png","contentUrl":"https:\/\/cgestiona.com\/wp-content\/uploads\/2025\/03\/logo-cgestiona-color-img.png","width":935,"height":452,"caption":"C Gestiona"},"image":{"@id":"https:\/\/cgestiona.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/cgestiona.com\/#\/schema\/person\/657e41a5f3f2452b024074d9056d7fb1","name":"gerencia@cgestiona.com","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cgestiona.com\/wp-content\/litespeed\/avatar\/2389aa901829a01dc2bd514df0f435ad.jpg?ver=1778564243","url":"https:\/\/cgestiona.com\/wp-content\/litespeed\/avatar\/2389aa901829a01dc2bd514df0f435ad.jpg?ver=1778564243","contentUrl":"https:\/\/cgestiona.com\/wp-content\/litespeed\/avatar\/2389aa901829a01dc2bd514df0f435ad.jpg?ver=1778564243","caption":"gerencia@cgestiona.com"},"sameAs":["http:\/\/cgestiona.com"],"url":"https:\/\/cgestiona.com\/en\/author\/gerenciacgestiona-com\/"}]}},"_links":{"self":[{"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/posts\/989118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/comments?post=989118"}],"version-history":[{"count":1,"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/posts\/989118\/revisions"}],"predecessor-version":[{"id":990168,"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/posts\/989118\/revisions\/990168"}],"wp:attachment":[{"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/media?parent=989118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/categories?post=989118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cgestiona.com\/en\/wp-json\/wp\/v2\/tags?post=989118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}