{"id":989073,"date":"2022-05-19T00:00:00","date_gmt":"2022-05-19T05:00:00","guid":{"rendered":"https:\/\/cgestiona.com\/?p=989073"},"modified":"2026-05-15T00:13:51","modified_gmt":"2026-05-15T05:13:51","slug":"como-dar-rentabilidad-a-la-cts","status":"publish","type":"post","link":"https:\/\/cgestiona.com\/en\/como-dar-rentabilidad-a-la-cts\/","title":{"rendered":"\u00bfC\u00f3mo dar rentabilidad a la CTS?"},"content":{"rendered":"
\n

La CTS representa una oportunidad de ahorro, dado que colocar este dinero en una entidad financiera o cajas municipales generar\u00eda buenos intereses.<\/p>\n

La Compensaci\u00f3n por Tiempo de Servicio o CTS es un colch\u00f3n econ\u00f3mico que tiene un trabajador de la empresa privada y que le da sustento econ\u00f3mico mientras consigue un nuevo empleo.<\/p>\n

La CTS se paga dos veces al a\u00f1o, en mayo y noviembre y equivale a un sueldo. Hay formas de generar rentabilidad de la cuenta de CTS y para ello el usuario debe comparar qu\u00e9 banco o entidades financieras pagan la mejor tasa. Usualmente, el trabajador suele dejarlo en el banco que conoce, por un tema de confianza, sin embargo, puede que existan mejores opciones.<\/p>\n

Consejos de la Superintendencia de Banca y Seguros del Per\u00fa<\/h3>\n

La Superintendencia de Banca y Seguros del Per\u00fa (SBS) asegura que las financieras y cajas municipales ofrecen mejores tasas, hasta 6.9% de intereses por depositar la CTS. En cambio, los bancos ofrecen entre un 1 y 5%.<\/p>\n

Antes de evaluar d\u00f3nde depositar la CTS debes verificar qu\u00e9 entidades financieras est\u00e1n supervisadas por la SBS con el fin de evitar fraudes a largo plazo.<\/p>\n

Consulta en el siguiente enlace<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Entidad<\/td>\nTREA M\u00ednima S\/<\/td>\nTREA M\u00ednima US$<\/td>\n<\/tr>\n
Financiera Proempresa<\/td>\n6.9%<\/td>\n0.25%<\/td>\n<\/tr>\n
CMCP Lima<\/td>\n6.3%<\/td>\n1%<\/td>\n<\/tr>\n
Financiera Credinka<\/td>\n6.25%<\/td>\n1.2%<\/td>\n<\/tr>\n
Financiera Qapaq<\/td>\n6%<\/td>\n1.25%<\/td>\n<\/tr>\n
Financiera OH<\/td>\n6%<\/td>\n0%<\/td>\n<\/tr>\n
Crac Raiz<\/td>\n6%<\/td>\n1.5%<\/td>\n<\/tr>\n
Crac Cencosud Scotia<\/td>\n6%<\/td>\n0%<\/td>\n<\/tr>\n
Crac Prymera<\/td>\n5.8%<\/td>\n0.8%<\/td>\n<\/tr>\n
Cmac Sullana<\/td>\n5.65%<\/td>\n2.1%<\/td>\n<\/tr>\n
Financiera Confianza<\/td>\n5.5%<\/td>\n0.01%<\/td>\n<\/tr>\n
Banco Ripley<\/td>\n5.5%<\/td>\n1%<\/td>\n<\/tr>\n
Cmac Piura<\/td>\n5.5%<\/td>\n0.9%<\/td>\n<\/tr>\n
Compartamos Financie<\/td>\n5.5%<\/td>\n0.2%<\/td>\n<\/tr>\n
Cmac del Santa<\/td>\n5.3%<\/td>\n0.25%<\/td>\n<\/tr>\n
Banco Falabella<\/td>\n5%<\/td>\n1.5%<\/td>\n<\/tr>\n
Crac Los Andes<\/td>\n5%<\/td>\n0.5%<\/td>\n<\/tr>\n
Banco de Comercio<\/td>\n5%<\/td>\n2%<\/td>\n<\/tr>\n
Cmac Huancayo<\/td>\n5%<\/td>\n1%<\/td>\n<\/tr>\n
Cmac Cusco<\/td>\n5%<\/td>\n0.25%<\/td>\n<\/tr>\n
Cmac Trujillo<\/td>\n4.6%<\/td>\n0.25%<\/td>\n<\/tr>\n
Cmac Arequipa<\/td>\n4.6%<\/td>\n0.25%<\/td>\n<\/tr>\n
Cmac Tacna<\/td>\n4.5%<\/td>\n0.25%<\/td>\n<\/tr>\n
Banbif<\/td>\n4%<\/td>\n1%<\/td>\n<\/tr>\n
Banco Pichincha<\/td>\n4%<\/td>\n1.5%<\/td>\n<\/tr>\n
Cmac Ica<\/td>\n4%<\/td>\n1%<\/td>\n<\/tr>\n
Banco GNB<\/td>\n3.75%<\/td>\n1.3%<\/td>\n<\/tr>\n
MiBanco<\/td>\n3.75%<\/td>\n1%<\/td>\n<\/tr>\n
Crediscotia<\/td>\n3.5%<\/td>\n0.3%<\/td>\n<\/tr>\n
Banco de Cr\u00e9dito<\/td>\n1%<\/td>\n0.5%<\/td>\n<\/tr>\n
Interbank<\/td>\n1%<\/td>\n0.5%<\/td>\n<\/tr>\n
Scotiabank Per\u00fa<\/td>\n0.3%<\/td>\n0.15%<\/td>\n<\/tr>\n
BBVA<\/td>\n0.25%<\/td>\n0.15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

+ PALABRAS: 308<\/p>\n

CTS, SBS, c\u00e1lculo CTS<\/p>\n\n\n\n
COPY PARA COMPARTIR ART\u00cdCULO EN FACEBOOK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

En la p\u00e1gina web de la SBS puedes comparar qu\u00e9 entidad financiera da mayor rentabilidad a la CTS.<\/p>\n

\u00bfC\u00f3mo dar rentabilidad a la CTS?<\/p>\n<\/div>\n

<\/p>","protected":false},"excerpt":{"rendered":"

La CTS representa una oportunidad de ahorro, dado que colocar este dinero en una entidad financiera o cajas municipales generar\u00eda buenos intereses.<\/p>","protected":false},"author":1,"featured_media":990523,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[44],"tags":[57,42,45],"class_list":["post-989073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sunat-e-impuestos","tag-57","tag-peru","tag-sunat-e-impuestos"],"yoast_head":"\n\u00bfC\u00f3mo dar rentabilidad a la CTS?<\/title>\n<meta name=\"description\" content=\"La CTS representa una oportunidad de ahorro, dado que colocar este dinero en una entidad financiera o cajas municipales generar\u00eda buenos intereses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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