{"id":989072,"date":"2022-05-19T00:00:00","date_gmt":"2022-05-19T05:00:00","guid":{"rendered":"https:\/\/cgestiona.com\/?p=989072"},"modified":"2026-05-15T00:13:51","modified_gmt":"2026-05-15T05:13:51","slug":"retiro-del-100-de-la-compensacion-por-tiempo-de-servicio-como-calcular-la-cts","status":"publish","type":"post","link":"https:\/\/cgestiona.com\/en\/retiro-del-100-de-la-compensacion-por-tiempo-de-servicio-como-calcular-la-cts\/","title":{"rendered":"Retiro del 100% de la Compensaci\u00f3n por Tiempo de Servicio: \u00bfC\u00f3mo calcular la CTS?"},"content":{"rendered":"<div class=\"vgblk-rw-wrapper limit-wrapper\">\n<p>La CTS es un seguro de desempleo que ofrece respaldo econ\u00f3mico cuando la persona deja de laborar en la empresa.<\/p>\n<p>Los trabajadores de empresas privadas y que est\u00e1n en planillas podr\u00e1n acceder a su Compensaci\u00f3n por Tiempo de Servicios hasta el 31 de diciembre de 2023. La fecha de retiro de la CTS a\u00fan est\u00e1 en espera dado que el Ejecutivo a\u00fan no ha promulgado la Ley.<\/p>\n<p>Los trabajadores informales no cuentan con este beneficio. No obstante, quienes s\u00ed gozan de la CTS deben enviar una solicitud al banco donde se deposita su compensaci\u00f3n. El tr\u00e1mite se puede hacer de forma virtual o presencial. Es importante que el beneficiario especifique en qu\u00e9 banco quiere recibir los recursos y si desea realizar el retiro total o parcial del dinero.<\/p>\n<p>Las empresas que no cumplan por el pago de la CTS ser\u00e1n multadas por la Sunafil, el monto de la multa es establecido por la C\u00e1mara de Comercio de Lima (CCL).<\/p>\n<h3>\u00bfC\u00f3mo realizar el c\u00e1lculo?<\/h3>\n<p>Sobre el monto mensual de salario debe sumar 1\/6 del monto de la gratificaci\u00f3n. Para realizar este paso debe dividir el monto en seis. Luego debe dividir el resultado entre 360 y multiplicarlo por los d\u00edas laborados, es decir, 180.<\/p>\n<p>[Remuneraci\u00f3n + asignaci\u00f3n familiar + (gratificaci\u00f3n*1\/6] \/2<\/p>\n<p>El resultado es el monto de lo que la empresa depositar\u00e1 por concepto de CTS. Es importante que conozca la remuneraci\u00f3n computable (RC) que es el equivalente a los servicios prestados, saber si tiene asignaci\u00f3n familiar y la cantidad de horas extra que ha trabajado durante los \u00faltimos meses.<\/p>\n<h3>Estos trabajadores est\u00e1n excluidos de recibir CTS<\/h3>\n<p>Los trabajadores en planilla que trabajan menos de 4 horas diarias.<\/p>\n<p>Trabajadores que emiten recibos por honorarios profesionales.<\/p>\n<p>Trabajadores del sector p\u00fablico.<\/p>\n<p>Trabajadores del sector informal.<\/p>\n<p>+ PALABRAS: 271<\/p>\n<p>CTS, retiro CTS 2022, c\u00e1lculo CTS<\/p>\n<table>\n<tbody>\n<tr>\n<td>COPY PARA COMPARTIR ART\u00cdCULO EN FACEBOOK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>La CTS debe ser depositada por la empresa en una cuenta de ahorros especial que elige cada trabajador.<\/p>\n<p>Retiro del 100% de la Compensaci\u00f3n por Tiempo de Servicio: \u00bfC\u00f3mo calcular la CTS?<\/p>\n<\/div>\n<p><!-- .vgblk-rw-wrapper --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La CTS es un seguro de desempleo que ofrece respaldo econ\u00f3mico cuando la persona deja de laborar en la empresa.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[48],"tags":[57,49,42],"class_list":["post-989072","post","type-post","status-publish","format-standard","hentry","category-laboral","tag-57","tag-laboral","tag-peru"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Retiro del 100% de la Compensaci\u00f3n por Tiempo de Servicio\u2026<\/title>\n<meta name=\"description\" content=\"La CTS es un seguro de desempleo que ofrece respaldo econ\u00f3mico cuando la persona deja de laborar en la empresa.\" \/>\n<meta name=\"robots\" content=\"index, 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