{"id":989046,"date":"2022-03-13T00:00:00","date_gmt":"2022-03-13T05:00:00","guid":{"rendered":"https:\/\/cgestiona.com\/?p=989046"},"modified":"2026-05-15T00:12:52","modified_gmt":"2026-05-15T05:12:52","slug":"que-pasa-con-mi-seguro-de-hogar-ante-un-desastre-natural","status":"publish","type":"post","link":"https:\/\/cgestiona.com\/en\/que-pasa-con-mi-seguro-de-hogar-ante-un-desastre-natural\/","title":{"rendered":"\u00bfQu\u00e9 pasa con mi seguro de hogar ante un desastre natural?"},"content":{"rendered":"<div class=\"vgblk-rw-wrapper limit-wrapper\">\n<p>La previsi\u00f3n y aseguramiento de los bienes o servicios da estabilidad y seguridad ante cualquier evento.<\/p>\n<p>Los eventos naturales como sismos, terremotos, tornados, tsunamis, entre otros, son impredecibles, llegan sin avisar. Eventos de este tipo suelen afectar en gran medida la vivienda de las personas, dej\u00e1ndolas en la calle, solo con lo puesto. Entonces, \u00bfqu\u00e9 hacer para proteger nuestro hogar de estos eventos?<\/p>\n<p>Las aseguradoras tienen un producto que protege nuestro terreno u hogar ante este tipo de sucesos, estamos hablando del seguro de hogar, un producto que est\u00e1 dise\u00f1ado para dar tranquilidad a las personas sobre sus bienes, ya que de esta manera, \u00e9stos se encuentran protegidos y asegurados ante cualquier imprevisto.<\/p>\n<p>Usualmente las aseguradoras ofrecen cobertura para cuatro tipos de situaciones: contra sismos y cat\u00e1strofes, como terremotos o maremotos; contra incendios y da\u00f1os por fuego; contra robos y contra da\u00f1os por agua.<\/p>\n<h3>\u00bfC\u00f3mo procede el seguro?<\/h3>\n<p>En caso de alg\u00fan da\u00f1o, la respuesta del seguro depender\u00e1 de la p\u00f3liza que hayas contratado, ya que esta puede cubrir el valor de la reconstrucci\u00f3n o solo el valor comercial. \u00bfCu\u00e1l es la diferencia?<\/p>\n<p>El valor comercial tiene que ver con el hecho de que la vivienda no cuente con terreno propio, el caso m\u00e1s com\u00fan es el de los departamentos que forman parte de un residencial, en cuyo caso, la aseguradora solo te dar\u00e1 el valor calculado en funci\u00f3n del valor comercial del inmueble. Esto con la intenci\u00f3n de que puedas comprar un nuevo departamento.<\/p>\n<p>El valor de reconstrucci\u00f3n, se refiere a que la empresa aseguradora entregar\u00e1 a la persona el dinero para reconstruir o arreglar el inmueble que se vio afectado por una cat\u00e1strofe, hasta que el hogar quede restablecido.<\/p>\n<p>Utilizar recursos como el aseguramiento de nuestros bienes otorga la seguridad de poder recuperar lo que en un momento nos cost\u00f3 tanto esfuerzo y sacrificio.<\/p>\n<p>+ PALABRAS: 289<\/p>\n<p>Desastres naturales, seguro de hogar,<\/p>\n<table>\n<tbody>\n<tr>\n<td>COPY PARA COMPARTIR ART\u00cdCULO EN FACEBOOK<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Los eventos naturales llegan sin avisar, por ello te explicamos la importancia de asegurar tu hogar.<\/p>\n<p>\u00bfQu\u00e9 pasa con mi seguro de hogar ante un desastre natural?<\/p>\n<\/div>\n<p><!-- .vgblk-rw-wrapper --><\/p>","protected":false},"excerpt":{"rendered":"<p>La previsi\u00f3n y aseguramiento de los 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