{"id":988938,"date":"2021-01-06T00:00:00","date_gmt":"2021-01-06T05:00:00","guid":{"rendered":"https:\/\/cgestiona.com\/?p=988938"},"modified":"2026-05-15T00:12:08","modified_gmt":"2026-05-15T05:12:08","slug":"que-considerar-antes-de-hacer-el-cambio-de-cuenta-cts","status":"publish","type":"post","link":"https:\/\/cgestiona.com\/en\/que-considerar-antes-de-hacer-el-cambio-de-cuenta-cts\/","title":{"rendered":"\u00bfQu\u00e9 considerar antes de hacer el cambio de cuenta CTS?"},"content":{"rendered":"
\n

Eval\u00faa qu\u00e9 entidad financiera ofrece mayor tasa de inter\u00e9s para el ahorro de tu CTS. Mira este listado actualizado de la SBS.<\/p>\n

La CTS es un beneficio con el que cuentan los trabajadores de empresas privadas ante el cese laboral. Este fondo representa un seguro para la familia mientras se encuentra un nuevo empleo.<\/p>\n

Seg\u00fan la Ley de CTS, las empresas deben hacer los dep\u00f3sitos en mayo y noviembre. Cada ingreso equivale a la mitad del sueldo que el trabajador devenga.<\/p>\n

Este dinero es un fondo de ahorro que va a una determinada entidad financiera y que permanece all\u00ed hasta que cesa la relaci\u00f3n laboral. En este sentido, conviene evaluar qu\u00e9 banco ofrece la mejor tasa de inter\u00e9s.<\/p>\n

Toma la mejor decisi\u00f3n en funci\u00f3n de este listado actualizado que ofrece la Superintendencia de Banca, Seguros y AFIP (SBS).<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Entidad<\/td>\nTREA M\u00ednima S\/.<\/td>\nTREA M\u00ednima US$<\/td>\n<\/tr>\n
Financiera Qapaq<\/td>\n7%<\/td>\n1.25%<\/td>\n<\/tr>\n
Financiera Proempresa<\/td>\n6.9%<\/td>\n0.25%<\/td>\n<\/tr>\n
Financiera Credinka<\/td>\n6.75%<\/td>\n1.2%<\/td>\n<\/tr>\n
CRAC Ra\u00edz<\/td>\n6%<\/td>\n1.5%<\/td>\n<\/tr>\n
CRAC Prymera<\/td>\n6%<\/td>\n1.5%<\/td>\n<\/tr>\n
CMAC Sullana<\/td>\n5.65%<\/td>\n2.1%<\/td>\n<\/tr>\n
CMCP Lima<\/td>\n5.5%<\/td>\n0.3%<\/td>\n<\/tr>\n
CMAC Huancayo<\/td>\n5.5%<\/td>\n1%<\/td>\n<\/tr>\n
Financiera Confianza<\/td>\n5.5%<\/td>\n0.01%<\/td>\n<\/tr>\n
Banco Ripley<\/td>\n5.5%<\/td>\n1%<\/td>\n<\/tr>\n
Compartamos Financiera<\/td>\n5.5%<\/td>\n0.2%<\/td>\n<\/tr>\n
CMAC Tacna<\/td>\n5.3%<\/td>\n0.5%<\/td>\n<\/tr>\n
CMAC del Santa<\/td>\n5.3%<\/td>\n0.25%<\/td>\n<\/tr>\n
CMAC Trujillo<\/td>\n5.1%<\/td>\n1%<\/td>\n<\/tr>\n
CMAC Piura<\/td>\n5%<\/td>\n0.9%<\/td>\n<\/tr>\n
CRAC Los Andes<\/td>\n5%<\/td>\n0.5%<\/td>\n<\/tr>\n
Banco de Comercio<\/td>\n5%<\/td>\n3%<\/td>\n<\/tr>\n
Banco Pichincha<\/td>\n5%<\/td>\n1.3%<\/td>\n<\/tr>\n
Banbif<\/td>\n4%<\/td>\n1%<\/td>\n<\/tr>\n
Crediscotia<\/td>\n4%<\/td>\n0.5%<\/td>\n<\/tr>\n
CMAC ICA<\/td>\n4%<\/td>\n1%<\/td>\n<\/tr>\n
Banco GNB<\/td>\n3.75%<\/td>\n1.3%<\/td>\n<\/tr>\n
Mibanco<\/td>\n3.75%<\/td>\n1%<\/td>\n<\/tr>\n
Financiera OH<\/td>\n3.5%<\/td>\n0%<\/td>\n<\/tr>\n
CRAC Cencosud Scotia<\/td>\n3.5%<\/td>\n0%<\/td>\n<\/tr>\n
CMAC Arequipa<\/td>\n3%<\/td>\n0.1%<\/td>\n<\/tr>\n
Scotiabank Per\u00fa<\/td>\n1.5%<\/td>\n0.6%<\/td>\n<\/tr>\n
Interbank<\/td>\n1%<\/td>\n0.5%<\/td>\n<\/tr>\n
Banco de Cr\u00e9dito<\/td>\n1%<\/td>\n0.5%<\/td>\n<\/tr>\n
Banco Falabella<\/td>\n1%<\/td>\n0.1%<\/td>\n<\/tr>\n
CMAC Cusco<\/td>\n1%<\/td>\n0.1%<\/td>\n<\/tr>\n
BBVA<\/td>\n0.25%<\/td>\n0.15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

En C Gestiona te garantizamos atenci\u00f3n personalizada integral y digitalizada en outsourcing contable y tributario. Somos un grupo de expertos en asesor\u00eda contable, financiera y legal ubicados en Centro Comercial Plaza San Miguel, 5to. Piso Av. La Marina 2000 – OPEN PUCP dispuestos a brindarte la atenci\u00f3n que necesitas. Cont\u00e1ctanos al + (51) 4506383, 954 478 430, 950 109 269 o escr\u00edbenos para m\u00e1s informaci\u00f3n a info@cgestiona.com<\/p>\n

+ PALABRAS: 318<\/p>\n

CTS, dep\u00f3sitos CTS<\/p>\n

La CTS es un ahorro forzoso que al momento de surgir el cese laboral representa un respiro monetario para la familia.<\/p>\n

\u00bfD\u00f3nde colocar los ahorros de tu CTS? Eval\u00faa la mejor opci\u00f3n con esta lista de la SBS<\/p>\n

Qu\u00e9 considerar antes de hacer el cambio de cuenta CTS<\/p>\n<\/div>\n

<\/p>","protected":false},"excerpt":{"rendered":"

Eval\u00faa qu\u00e9 entidad financiera ofrece mayor tasa de inter\u00e9s para el ahorro de tu CTS. Mira este listado actualizado de la SBS.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[48],"tags":[43,49,42],"class_list":["post-988938","post","type-post","status-publish","format-standard","hentry","category-laboral","tag-43","tag-laboral","tag-peru"],"yoast_head":"\n\u00bfQu\u00e9 considerar antes de hacer el cambio de cuenta CTS?<\/title>\n<meta name=\"description\" content=\"Eval\u00faa qu\u00e9 entidad financiera ofrece mayor tasa de inter\u00e9s para el ahorro de tu CTS. 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